If you are unable to restart your full monthly payments, we may be able to extend the duration of your agreement, reducing the amount you pay each month. This is called the term extension. Whether you are private or business. Whether you choose two or four wheels. Or is life on the street in a campervan or caravan for you? We`ve covered all options with a wide range of financing options, all designed to be flexible and meet your needs. You can settle your contract at any time. You can request a billing number here: To make sure we can help you best if you call us, please get all the acceptance and death time details before calling. This may include payslips, invoices and bank statements. For the help and the most recent information from us and how to request additional help: If your payment is due within the next 7 days, you should wait until you have made your next monthly payment to request a due extension. If you can`t pay your next payment, call us on 0800 151 2454 to see how we can help. To request a lifetime extension, you can log in to your account online and select “Manage Payment Vacations.” If you have any doubts about your next payment, you can have help at your disposal: if you have had a payment leave for 3 months or more and you cannot restart your payments, you can extend your payment leave for up to 6 months.
A payment leave does not directly affect your creditworthiness, as it does not show that you missed payments during this period. But lenders consider a wide range of information when deciding to borrow, which contains details that you could provide about how you managed your account, such as taking a payment leave.B. A payment leave means that you can suspend your regular payments for up to 3 months to prevent you from falling behind. Then you pay the same amount each month as before your payment leave. If your income is still influenced by coronavirus and you can`t restart your payments, we have options available to help. First, use our online tool to find out what you can afford to pay. You can then call us on 0800 151 2454 so we can talk about Scroll to the payment leave section below for more information. Pay here via our secure and easy-to-use online payment system: If changing your income is short term or if you think things could change soon, a long-term option like a Life Extension may not be the best option for you right now. We have other options available, such as the ones below. Call us to discuss your options.